深圳故事｜内地首家外资银行分行——南洋商业银行深圳分行

内地首家外资银行分行——南洋商业银行深圳分行

NCB Shenzhen Branch: 1st overseas bank branch on mainland

在改革开放的峥嵘岁月里，南洋商业银行（下称南商）与深圳经济特区合作创下了众多“第一”，其中南洋商业银行深圳分行（下称南商深圳分行）的成立，点亮了外资银行在内地的第一束星星之火。

During the days of reform and opening up, the Nanyang Commercial Bank (NCB) has created many "firsts" in cooperation with the Shenzhen Special Economic Zone, among which the establishment of the NCB Shenzhen Branch made it become the first overseas bank on the Chinese mainland. In December 1949, Chuang Shih-ping, a patriotic overseas Chinese, founded the Nanyang Commercial Bank (NCB). After the reform and opening up, in order to bridge the economies between the Chinese mainland and Hong Kong, Macao and overseas, Chuang decided to set up a branch of NCB in Shenzhen.

 

南商深圳分行是南商在内地的首家分行，也是内地首家外资银行分行。1949年12月，为沟通国内外经济，爱国华侨庄世平先生创办了南商。改革开放后，庄世平又第一时间搭建沟通内地与港澳及海外的桥梁，决意在深圳设立南商分行，鼎力相助内地金融的建设。1982年1月9日，在深圳罗湖华侨旅社一间平房里，南商深圳分行正式开业。

The NCB Shenzhen Branch is the first branch of NCB and the first overseas bank branch on the mainland. On January 9, 1982, in a bungalow in Luohu District, the NCB Shenzhen Branch was officially opened. On January 9, 1982, the Nanyang Commercial Bank Shenzhen Branch officially opened, becoming the first branch of NCB on the mainland.

南洋商业银行深圳分行开业（图片源于南洋商业银行公众号）

Opening of the Nanyang Commercial Bank Shenzhen Branch (Source: official WeChat account of NCB)

作为内地第一家外资银行分行，南商深圳分行让内地与境外的经济距离进一步缩短。南商申请设立深圳分行时，深圳的金融发展尚不全面，金融体制、法律等方面还有较大的发展空间。随着南商深圳分行的“登陆”，深圳的存款、放款、汇款、押汇等服务愈加便利，南商为内地建设提供资金和引进外资，为香港和海外投资者物色适宜的内地合作伙伴，不少境外投资者随之被吸引，来深寻求适宜的合作机会。

As the first overseas bank branch on the mainland, it shortened the economic distance between the Chinese mainland and the outside world. When NCB first applied to establish the Shenzhen branch, the improvement of Shenzhen’s finances still had a long way to go. With the establishment of the NCB Shenzhen Branch, Shenzhen’s deposits, loans, remittances and other services became more convenient. NCB provided funds and introduced foreign capital for the construction of the mainland, and found suitable partners on the mainland for Hong Kong and overseas investors. Many overseas investors were attracted to Shenzhen to seek opportunities for cooperation.

 

1982年9月，经中国人民银行批准后，南商在蛇口增设支行，助力深圳外资银行的发展。1983年12月，中国银行深圳分行就委托代办外币兑换业务及办理境内居民个人外币存款事宜与南商深圳分行签订协议书，进一步加强双方的业务合作。

In September 1982, after the approval of the People’s Bank of China, NCB established an additional sub-branch in Shekou, Nanshan District. In December 1983, the Shenzhen Branch of  the People’s Bank of China signed an agreement with the Nanyang Commercial Bank Shenzhen Branch on the commission of foreign currency exchange and the handling of individual foreign currency deposits of domestic residents, which further strengthening the business cooperation between the two sides.

1982年9月11日，《关于南洋商业银行设立蛇口支行的批复》。

Approval of the Establishment of the Shekou Sub-branch of the Nanyang Commercial Bank on September 11, 1982.

如今，外资银行在内地设点已是再平常不过的事情，但在当时，却需要极大的魄力和勇气。南商深圳分行在内外资银行发展史上的“第一”，打通了内地与外界的金融壁垒，它开拓、进取的精神在中国改革开放的华美乐章中奏出了响亮的音符。

Nowadays, it’s common for overseas banks to set up branches on the Chinese mainland, but at that time, it needed great courage. The Nanyang Commercial Bank Shenzhen Branch, as the first overseas bank branch on the mainland, broke the financial barrier between the Chinese mainland and the outside world, and its pioneering and enterprising spirit played a powerful role in the history of China’s reform and opening up.